Anticipated closing costs


There are certain typical fees accompanying closing the sale of a house. These costs are usually split between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in North Carolina to help guide you through the process.


Loan-related closing costs     

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing   

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance


Sellers: As we negotiate your deal, We'll not only work to get the optimal sales price, but we'll also advocate for lower closing costs. And once we've reached an agreement, We'll fully clarify the closing costs so you are informed of exactly where your money is going.


Buyers: If you are purchasing a property in Franklin County, you'll get a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a tolerable range so you're not shocked when you show up at the closing table. I'll be willing to look over the LE with you, answering your questions and highlighting any estimates in question.

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Pineridge Realty

2196 Sledge Rd
Louisburg, NC 27549